Who are we?
As a technology company focusing on financial system construction and leasing, Alpha Times is committed to be a global innovative financial system solution service provider and to provid one-stop management products and services to the financial industry.
What do we do?
With "petty loan system", "cash loan system" and "data mining consultation" as core products, we provide business operation and development solutions for the industries such as banks, asset management companies, companies limited by guarantee, micro-credit companies and licensed money lenders.
Our Product 1
Alpha LMS Cloud
A Petty Loan system based on big data intelligence risk control. By integrating diversified intelligent tools, data and communication, this petty loan system complies the procedures such as autofill application information and customer personal information, automatic approval, release loan automatically, etc., which enables customers to develop their credit businesses (e.g. mortgage loans, sub-mortgage and credit loans, etc.) more effectively, conveniently as well as efficiently.
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    Rental Business System
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    Provide rental business system service exclusively and applicable to cloud computing. With free-of-charge basic functions, this system helps developing the business quickly.
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    Effectively Reduce Lending Risks
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    Provide all-round pre-lending credit history data for financial institutions, enabling them to get the negative information of borrowers easily, and thus effectively reduce lending risks.
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    Economize Manpower in Operation
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    Fully automatic pre-lending, lending and post-lending management which perfectly caters to business needs with minimum manpower input. Moreover, this system provides visualized data enabling the customers to grasp the operation condition quickly.
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Our Product 2
Alpha Loan Management System
Personal loan, mortgage loan, and sub-mortgage loan as the core management target. Through the use of workflow technology, achieve the business process and standardization.
Through big data risk control technology, increasing the loan approval and risk efficiency;

Through data mining technology, generating rich reports to provide decision-making support for the management;

Connected third-party platforms such as TransUnion, SMS service providers, and banks. Let your business easily proceed with various loan transactions, such as application creation, application processing, loan approval, contract management, fund disbursement, post-loan collection,
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Our Product 3
Alpha Automatic Cash Loan System
Applying Artificial intelligence technology, user profile and score card, an Artificial intelligence (AI) loan APP is implemented by integrating data, models, rules, procedures and machine learning. This system complies the real data-driven business through data analysis & decision-making system, and fully automatic and accurate matching.
"Combined with the innovative technology of Alpha Times, X Wallet, Hong Kong's first truly automated eXpress loan with zero human interface & approval, is established. X Wallet enables our users applying loans with only three steps anytime and anywhere on mobile phones."
X Wallet
Zero Finance Hong Kong Limited.
APP development support service
Our Product 4
Data Mining Consultation
Adopting machine learning and in-depth learning algorithms, we provide data mining and modeling services to financial companies, customized risk control models and in- depth data analysis reports to our customers, which help the enterprises implementing their data-driven businesses.

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Our Advantage
Provide a financial information management scheme suitable for you.
Trustworthy
Years of experience in financial industry system development, continuous optimization and iteration of the system, and smooth operation makes us reliable and technologically stable.
Multidimensional Risk Control
One-stop intelligent risk control which can solve potential risks in every pre-lending, lending and post-lending procedures; prevent fraud and bad debts; flexible configuration of loan types.
Professional Service
With in-depth understanding in customers’ pain points of the industry's core system, we provide efficient and intimate customized follow-up services.
Multi-Platform Terminal
All-round applicability for multiple platforms including PC/Android/iOS, mobile web page version and Wechat version, the customers can access to the system anytime and anywhere, which can help them to develop their businesses comprehensively.
Data Mining
Drive the business growth of enterprises by data, overcome the disadvantages of time-consuming & labor-intensive in the traditional data collection process, collect business data accurately and cover the entire customer life cycle.
Lower Cost
Due to Alpha-LMS is cloud-based, the basic functions are free of charge. We only charge for advanced functions.
Contact Us

Room 1101, 11/F, The Chelsea, 69 Jervois Street, Sheung Wan, Hong Kong

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