Product Features
Complete management from loan application to post-loan
Customized application process, handy contract preparation, complete collection system in post-loan
360° risk management
approval decision rules, personal credit report assessment
Sub Mortgage
Support sub-mortgage loan management and procedure
Financial functions and accouting
fund disbursement, auto-debit, repayment schedule, and account ledger
Different types of reports
Various reports from the customer, operation, post-loan to financial reporting
Third-party platforms connection
TransUnion, Bank, and SMS service providers
Functional Architecture
Technology Architecture
Technical Security
Data transmission protection
Data encryption, data verification, anti data tampered
Anti-injection proectction
User and administrator access distinction, parameter validation, vulnerability Scan
Prevent information loss
Two-factor authentication, data permanent storage, data traceability, VPN technology
Cyber security
Confidentiality, Integrity, Availability, Virtual Private Network
Database disaster recovery
Full backup, automatic backup, dual-machine backup, off-site backup
Distributed architecture
DevOps, microservice deployment, Docker container capacity expansion, kubernetes automatic scaling